_ New Jersey Auto
Insurance |
| |
| +
Minimum Requirement for Auto Insurance in
New Jersey |
| |
Minimum
injury liability for one person in an accident:
$15,000
Minimum injury liability for all
injuries in an accident: $30,000
Minimum
liability for property damage in an accident:
$5,000
Personal injury protection (PIP)
required? Yes
Uninsured motorist insurance
coverage required? No
Is it a No-Fault State? No, it is the Tort state.
Proof of Insurance is required?
At the time of registration: proof of insurance is required.
At the time of accidents: proof of insurance is required.
At all times while in a vehicle: proof of insurance is required.
|
| +
New Jersey Department of Banking and Insurance
|
| |
Mary Roebling Building, 20 West State Street
Trenton, NJ 08625
Phone: 800-446-SHOP
|
| +
New Jersey Department of Transportation
|
| |
215 Crown Point Road
West Deptford, NJ 08086
Phone: 609-292-6500 or 888-486-3339
|
| | |
|
|
|
New Jersey drivers are required to have automobile liability insurance for at least the minimum limits required by law to drive in the state of New Jersey. The minimum liability insurance required by law is $15,000 bodily injury per person, $30,000 bodily injury per accident,
and $5,000 for property damage per accident. Although the state of New Jersey requires all drivers to have insurance before they can drive on any New Jersey public roads, there are drivers that don't have valid car insurance but still driving illegally.
To purchase the uninsured motorist insurance is always a very good way to protect your property when any uninsured drivers are involved in an accident with you.
| |
|
