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_ North Carolina Auto Insurance
+ Minimum Requirement for Auto Insurance in North Carolina
  Minimum injury liability for one person in an accident: $30,000
Minimum injury liability for all injuries in an accident: $60,000
Minimum liability for property damage in an accident: $25,000
Personal injury protection (PIP) required? No
Uninsured motorist insurance coverage required? No
 
Is it a No-Fault State? No, it is the Tort state.
Proof of Insurance is required?
At the time of registration: proof of insurance is not required. At the time of accidents: proof of insurance is not required. At all times while in a vehicle: proof of insurance is not required.
+ North Carolina Department of Insurance
  PO Box 26387
Raleigh, NC 27611
Phone: 919-733-2032 or 800-546-5664
+ North Carolina Division of Motor Vehicles
  1100 New Bern Avenue
Raleigh, NC 27697
Phone: 919-715-7000 or 919-861-3040

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