_ Tennessee Auto
Insurance |
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Minimum Requirement for Auto Insurance in
Tennessee |
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Minimum
injury liability for one person in an accident:
$25,000
Minimum injury liability for all
injuries in an accident: $50,000
Minimum
liability for property damage in an accident:
$10,000
Personal injury protection (PIP)
required? No
Uninsured motorist insurance
coverage required? No
Is it a No-Fault State? No, it is the Tort state.
Proof of Insurance is required?
At the time of registration - no proof required.
At the time of accident - no proof required.
At all times while in a vehicle.
Although legally defined as financial responsibility, Tennessee's law is similar to a compulsory law because drivers can be fined if stopped by police or after crashes if they cannot show proof of financial responsibility.
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Tennessee Commerce & Insurance Administration
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500 James Robertson Parkway, Davy Crocket Tower
Nashville, TN 37243
Phone: 615-741-2241
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Tennessee Department of Safety - Motor Vehicle Services
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414 Union Street, Suite 910
Nashville, TN 37219
Phone: 615-313-0300 or 866-886-3468
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