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_ Texas Auto Insurance
+ Minimum Requirement for Auto Insurance in Texas
  Minimum injury liability for one person in an accident: $20,000
Minimum injury liability for all injuries in an accident: $40,000
Minimum liability for property damage in an accident: $15,000
Personal injury protection (PIP) required? No
Uninsured motorist insurance coverage required? No
 
Is it a No-Fault State? No, it is an add-on state.
Proof of Insurance is required?
At the time of registration. At the time of accident. At all times while in a vehicle- SB 1670, effective September 1, 2005 requires the Texas Department of Insurance to establish a vehicle insurance verification system.
+ Texas Department of Insurance
  333 Quadalupe
Austin, TX 78701
Phone: 512-463-6169 or 800-578-4677
+ Texas Department of Transportation
  500 North Church Street
Palestine, TX 75801-3008
Phone: 903-723-7416

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